Eligibility :
	One is eligible for the loan if he/she is a resident of India. have an offer / admission letter / are bonafide student of a college / university in India or abroad.
Loan Details
	Coverage of expenses  Admission / Tuition fee to be payable to College / University / Institution. Air fare / Travel Expenses. Boarding and Lodging expenses. Books and Stationery expenses. Instruments / equipment / computer expenses required for the course undertaken. Examination / Library / Laboratory fee. Any other expense required to complete the course - like study tours, project work, thesis, etc. Documents Required  The following papers/documents should accompany the Application Form to be executed by both the students and the parents/guardians. Documents Required from both the student / co-applicant. Identity Proof : Copy of Passport / Driving Licence / Voters Identity Card / Income Tax Pan Card. Residence Proof : Copy of Passport / Driving Licence / Voters Identity Card / Utility Bills Age Proof : Copy of Passport / Driving Licence / Income Tax Pan Card / Birth Certificate. Signature Verification. One Singed Photograph ( On the face). Documents required from students for studies abroad Offer / Admission / Bonafide student letter from the university / college in India or Abroad. Cost of the Course ( including living). Copy of last examination passed result. Copy of Passport in case of study abroad. Documents required from the co-applicant Income Proof : Form 16 or Income tax returns for the last two years. Collateral Security Papers ( if any). Any other document / information as needed by Bank, depending upon the case and purpose of loan.
Rate of Interest
	As applicable from time to time.
Repayment
	Repayment of loan starts after studying & moratorium period and can go up to a maximum of 7 years. Moratorium period is a max. of 6 months after course completion or one month after getting a job whichever is earlier. Repayment of Loan through Post Dated Cheques (PDCs).