Insurance Underwriters
Thursday, March 28, 2024
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Insurance Underwriters : Eligibility

  
  
  
  
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Educational: College graduates who have a degree in finance or business administration, with courses in accounting are more likely to find opportunities for employment with large insurance companies. However, those with a bachelor's degree in any field can also enter this field. Having a specialisation in property or mortgage underwriting, an additional course in finance, accounts or computer applications is an added advantage. For health and life insurance underwriting, a degree in medical or paramedical field is important, as health and life insurance underwriters have to assess the medical risk along with the financial risk involved with an individual. 

Personal: Excellent communication and interpersonal skills are essential to be in this field as their work involves frequent communication with clients. Like in any other career, computer skills are an integral part of an underwriters job too. Analytical and decision making skills is needed as underwriter has to take quick and sound decisions. Mathematical skills is required as  underwriting involves calculation of risk and premium. For those specialising in medical insurance, a medical background is useful. You should also have a good power of judgment.

 










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