Vidyanidhi Scheme

The Scheme is beneficial for students who have newly secured admission to selected Professional Colleges in Kerala.

The Scheme enables the student to pay 'refundable deposit' demanded by the educational institution.

Application must be in the name of the student if he/she has completed 18 years. In case of minor students, parents shall be the borrowers.

Mode of payment :

Direct to the College Management as prescribed in the prospectus

Rate of Interest

BPLR + TP - 3.50% floating

For more details contact the nearest branch.

Contact Details

Head Office
South Indian Bank Ltd.
T.B Road, Mission Quarters, Thrissur 680 001, Kerala, India
Phone : +91-487-2420020, 2420058, 2420113
E-mail : Contact Now
Website : visit
South Indian Bank Ltd. Regional Offices

Click here for the nearest bank branches

Note : Since the rules, regulations, eligibility conditions, repayments and interests rates etc. are revised by the banks from time to time in keeping pace with the changing capital market conditions, students and parents are advised to thoroughly check the terms and conditions of educational loan scheme on offer at the time of application.