Candidates after 10+2 of any stream can take up banking as their
career, but graduates specialized in Commerce, Mathematics or Economics;
post graduates, MBA holders, Chartered Accountants and Chartered
Financial Analysts get more preference in the field. Many of the universities
and B-schools like the Indian Institute of Banking and Finance provide
specialized courses in Banking and Finance and the eligibility criteria
will vary depending on the courses. Diploma courses offer practical insights
into the subjects of Banking & Finance and give candidates an exposure
to the operational processes of the modern banking environment.
Personal Skill :
Banking is a competent field and those who have apt skills can taste
the cup of success. Professionalism and dynamism are two major essential
quality needed for this career. The other necessary skills include
basic knowledge of the industry, good communication skills both written
and verbal, interpersonal skills, leadership qualities, capacity to motivate
team members, ability to deal with customers, ability to use computers
and related technology and an alert nature. One should also possess a
mathematical aptitude, a clear logical and analytical mind, diplomacy,
sincerity and sound knowledge of the banking system with up-to-date knowledge
of recent developments. However to join foreign sector banks one needs
specialisation in some specific areas like project analysis, credit appraisal
skills, managing huge loan portfolios and foreign exchange.
