If you are one of those interested in the ups and downs of the
financial market, and is into reading finance based news papers,
checking stock prices on the internet or watching CNBC, investment
management is the right career choice for you. Investment is one of the
most important aspect of capital formation, others being savings and
consumption. Investment management plays an important role in designing
the financing needs of an undertaking whether it is public or private.
The other name of Investment Management is Asset/Money management. In
the banking sector, it is referred to as Fund investment management.
Investment management is the process of managing financial assets, such
as stocks and bonds, and real assets, such as real estate, to meet the
objectives of the owner/investor. Investment management is about managing/raising
money by investing it in a variety of asset classes including equities
(or shares) and bonds. Investment management includes managing mutual
funds, assets, private consulting for individual clients and pension funds
for companies, retirement planning and estate planning for individuals.
The task involves supervising the proper utilization of hard earned money
or assets of the clients. In other sense, investment management involves
analyzing the risk and return of various financial assets. Investment
management services are sought by investors, which could be companies,
banks, insurance firms or individuals, with the purpose of meeting stated
financial goals.
Investment manager is one who specializes in placing money in diverse
instruments in order to accomplish predetermined goals. Investment managers
are found in each and every multinational corporation. They advice and
offers expertise to corporations in mergers and acquisitions. Investment
managers are also widely known as fund managers. Their functions are more
or less same as that of finance managers. In small firms, these positions
are often combined. They are responsible for the company’s investment
in the market. It means they control inflow and outflow of cash. Through
proper forecasting and planning, they determine the best means of investing
material and financial resources in order to make profit. They are primarily
responsible for the development of new business/ attaining goals of their
firms. They analyse the clients financial situation, recommends the best
method of raising funds, structures transactions, makes client presentations
etc to accomplish the desired goal.
